What is personal information?

Personal information is generally any information about an identifiable person other
than the name, title or business address or telephone number of an employee of an
organization.

How do the Agent/Broker Sites collect personal information from you?

We collect personal information from you only for the purposes we identify to you at
or prior to the time we collect such personal information. We do not require this
information in order for you to obtain access, to surf or to view the content on the
Agent/Broker Sites.
For those few activities on our Sites where the collection of personally identifiable
information is necessary (for example, when you contact us with a question or a
request), you will know because the purposes for which your personal information is
to be used will be identified to you. For those activities, we may collect, for example,
your name, street address, telephone number, fax number, e-mail address and
postal code. When you complete a loan or realty request at an Agent/Broker Site, it
may be necessary for us to supplement the information you provide with information
from third party sources. We will not collect more information than is necessary.


Does Agent/Broker collect or use information collected from you with technology?

The Agent/Broker Sites collect some information about you using technology, so it
may not be readily apparent to you that it is being collected. For instance, when you
come to our Sites, your IP address may be collected so that we know how many
visits we have had by separate individuals. An IP address is often associated with
the place from which you enter the Internet like your Internet Service Provider (ISP)
or your firm or company. This information is not personally identifiable.


How does Agent/Broker use the personal information it has collected from you?

We collect and use personally identifiable information to respond to your questions
or comments, to send out information on our real estate or mortgage services or our
company, to promote the products or services of other third party suppliers to
Agent/Broker, to administer certain services as identified to you at the time of
collection . We will also use such information for statistical and marketing analyses,
in a form where the information is no longer identifiable with you.


To whom will Agent/Broker provide your personal information?

Personal information is used by us. We will not disclose such information, other than
as follows:


to third party service providers with whom Agent/Broker has a contractual
agreement, which includes appropriate privacy standards, for the purpose of (i)
performing functions such as data processing, database services, marketing or
information technology support; (ii) submitting and processing your loan, realty or
other related requests for products or services of our third party service providers;
and (iii) providing insurance for Agent/Broker product liability claims on behalf of
Agent/Broker and
to comply with any legal actions like a court order, to enforce our user
agreement/terms and conditions for the Agent/Broker Sites or to protect the safety
and security of guests and our site.
We will let you know at the time the information is collected if such third-party
sharing is anticipated, will identify the types of businesses at the area of collection,
will describe the information we will share (like your mail or e-mail address) and will
only share data if you agree. We will share personal data only with those who have
agreed to follow policies that share our high standards of privacy.


Links and Disclaimer of Linked Sites

Please note that once you have clicked on a link on the Agent/Broker Sites, you
may leave the Agent/Broker Sites to a site which is no longer under the control of
Agent/Broker, and to which our privacy policy no longer applies. You must read the
privacy policy, if any, of each linked site to see how your personal information will be
handled on their site.
Privacy Policy